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Most organizations underestimate the true cost of reactive identity verification. Fraud escalations appear manageable until backlogs explode, onboarding drop-offs reach 35-40%, and retraining expenses exceed $1M annually. Modern RFPs now require deepfake detection, and vendors without forensic-grade solutions are cut at shortlist stage. We created this report to expose the operational and financial reality of reactive IDV and show how early adopters achieve 60%+ cost reductions.
This brief includes operational drag calculations, retraining cost breakdowns, case study results from a Tier-1 bank achieving 95% fraud reduction, RFP requirement benchmarks, and regulatory timelines for EU AI Act and APAC mandates. Access the essential data for evaluating proactive versus reactive IDV architectures.
